Standard variable rate mortgage


Here are some of the benefits of a variable rate mortgage:



  • No application fee
  • Free legal fees for customers switching their mortgage to First Trust Bank for Intermediaries using a bank nominated solicitor. Click here for more details.
  • Free valuation for switchers and first time buyers
  • Mortgages of up to 95% Loan to Value (based on a property price up to £250,000)
  • Repayment terms of up to 35 years
  • Have the freedom to repay the loan at any time


Our rate


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Help and guidance


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Important information


First Trust Bank reserves the right to withdraw or amend products at any time. Loans are granted subject to an appraisal of the applicant's financial standing. Applicants must be 18yrs or over. Minimum mortgage amount £25,000. Lending criteria, terms and conditions apply. An independent valuation will be required. The mortgage will be secured against the mortgaged property. Primary residence only.