| Maximum LTV | Initial fixed interest rate | Interest rate following the fixed interest term | The overall cost for comparison | Early repayment charge |
|---|---|---|---|---|
| 60% | 2.40% | The Bank's standard variable rate, currently 4.45% |
4.3% APRC | If the mortgage is repaid or reduced within the fixed rate period, an early repayment charge will apply. |
| 75% | 2.50% | 4.4% APRC | ||
| 80% | 2.50% | 4.4% APRC | ||
| 85% | 3.00% | 4.4% APRC | ||
| 90% | 3.00% | 4.4% APRC | ||
| 95%* | 3.40% | 4.5% APRC | ||
| See below for summary of additional information | ||||
| Maximum LTV | Initial fixed interest rate | Interest rate following the fixed interest term | The overall cost for comparison | Early repayment charge |
|---|---|---|---|---|
| 60% | 2.40% | The Bank's standard variable rate, currently 4.45% |
3.9% APRC | If the mortgage is repaid or reduced within the fixed rate period, an early repayment charge will apply. |
| 75% | 2.57% | 4.0% APRC | ||
| 80% | 2.57% | 4.0% APRC | ||
| 85% | 2.76% | 4.0% APRC | ||
| 90% | 2.76% | 4.0% APRC | ||
| 95%* | 4.40% | 4.7% APRC | ||
| Maximum LTV | Initial variable interest rate | Differential to our Standard Variable Rate | Interest rate following the discounted interest term | The overall cost for comparison | Early repayment charge |
|---|---|---|---|---|---|
| 60% | 2.09% | -2.36% | The Bank's standard variable rate, currently 4.45% |
4.3% APRC |
N/A |
| 75% | 2.44% | -2.01% | 4.3% APRC | ||
| 80% | 2.85% | -1.60% | 4.4% APRC | ||
| 85% | 3.05% | -1.40% | 4.4% APRC | ||
| 90% | 3.14% | -1.31% | 4.5% APRC | ||
| 95%* | 4.45% | N/a | 4.7% APRC | ||
| See below for summary of additional information | |||||
| Maximum LTV | Variable interest rate | The overall cost for comparison | Early repayment charge |
|---|---|---|---|
| 95%* | 4.45% | 4.7% APRC | N/A |
| See below for summary of additional information | |||
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First Trust Bank reserves the right to withdraw or amend products at any time. Loans are granted subject to an appraisal of the applicant's financial standing. Applicants must be 18yrs or over. Minimum mortgage amount £25,000. Lending criteria, terms and conditions apply. An independent valuation will be required. The mortgage will be secured against the mortgaged property. Primary residence only.
