Mortgage interest rates - First Trust Bank for Intermediaries

Fixed rate (fixed until 31 May 2021)

Maximum LTV	Initial fixed interest rate	Interest rate following the fixed interest term	The overall cost for comparison	Early repayment charge
60%	2.40%	The Bank's standard variable rate, currently 4.45%	4.3% APRC	If the mortgage is repaid or reduced within the fixed rate period, an early repayment charge will apply.
75%	2.50%		4.4% APRC
80%	2.50%		4.4% APRC
85%	3.00%		4.4% APRC
90%	3.00%		4.4% APRC
95%*	3.40%		4.5% APRC
See below for summary of additional information

Fixed rate (fixed until 31 May 2022)

Maximum LTV	Initial fixed interest rate	Interest rate following the fixed interest term	The overall cost for comparison	Early repayment charge
60%	2.75%	The Bank's standard variable rate, currently 4.45%	4.3% APRC	If the mortgage is repaid or reduced within the fixed rate period, an early repayment charge will apply.
75%	2.75%		4.3% APRC
80%	2.90%		4.3% APRC
85%	3.00%		4.3% APRC
90%	3.00%		4.3% APRC
95%*	4.35%		4.7% APRC
See below for summary of additional information

Fixed rate (fixed until 31 May 2024)

Maximum LTV	Initial fixed interest rate	Interest rate following the fixed interest term	The overall cost for comparison	Early repayment charge
60%	2.40%	The Bank's standard variable rate, currently 4.45%	3.9% APRC	If the mortgage is repaid or reduced within the fixed rate period, an early repayment charge will apply.
75%	2.57%		4.0% APRC
80%	2.57%		4.0% APRC
85%	2.76%		4.0% APRC
90%	2.76%		4.0% APRC
95%*	4.40%		4.7% APRC
See below for summary of additional information

2 year variable 'Discount Freedom'

Maximum LTV	Initial variable interest rate	Differential to our Standard Variable Rate	Interest rate following the discounted interest term	The overall cost for comparison	Early repayment charge
60%	2.09%	-2.36%	The Bank's standard variable rate, currently 4.45%	4.3% APRC	N/A
75%	2.44%	-2.01%		4.3% APRC
80%	2.85%	-1.60%		4.4% APRC
85%	3.05%	-1.40%		4.4% APRC
90%	3.14%	-1.31%		4.5% APRC
95%*	4.45%	N/a		4.7% APRC
See below for summary of additional information

Standard variable rate

Maximum LTV	Variable interest rate	The overall cost for comparison	Early repayment charge
95%*	4.45%	4.7% APRC	N/A
See below for summary of additional information

This information is intended for intermediary use only and is not intended nor has it been approved as a qualifying credit promotion.

Summary of additional information

*95% maximum LTV above applies to property values of up to £250,000. The maximum LTV for properties valued between £250,000 and £750,000 is 90%. The maximum LTV for properties over £750,000 is 80%.
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Important information

First Trust Bank reserves the right to withdraw or amend products at any time. Loans are granted subject to an appraisal of the applicant's financial standing. Applicants must be 18yrs or over. Minimum mortgage amount £25,000. Lending criteria, terms and conditions apply. An independent valuation will be required. The mortgage will be secured against the mortgaged property. Primary residence only.